Patrick T. Lyman CEO



Patrick is the President of Compass Financial Solutions, Inc., an independent insurance and investment consulting firm. He is a graduate of Fairfield University and holds several professional designations. He is a Certified Senior Advisor, which was bestowed on him for completing an extensive educational program focusing exclusively on issues of financial importance to seniors.

Patrick is now officially a member of Honorable Order of the Kentucky Colonels, a charitable and philanthropic institution founded in 1813. The organization is focused on contributing to various charities and relief organizations throughout the United States. The membership is lifelong and over the years celebrities such as Bing Crosby, Jerry Lewis and Will Rogers have been members.

Patrick is also member of the American Society of Financial Services Professionals, the International Association of Registered Financial Consultants and the American Society of Certified Senior Advisors, as well as a life and qualifying member of the Million Dollar Roundtable, the premier sales organization within the financial services industry.

Patrick currently resides in Drexel Hill, Delaware County. He is married with three children and has been active in a variety of civic and volunteer groups in the community.

Michael Rafferty



Michael is a financial professional with over 22 years of experience. The focus of his practice has been pre and post retirement planning. Michael’s extensive client base is proof of his dedication to professionalism and commitment to service. He also has extensive experience in helping families obtain financial aid to fund college education.
Michael resides in Newtown, PA with his wife Carla, and twin daughters Elizabeth and Brook. He is currently the Pee Wee basketball coach for St. Ignatius School, as well as a Little League instructor in Lower Makefield Township. He is also a member of the Knights of Columbus and the St. Josephs Prep Alumni Club.

Brendon Murphy


Brendon Murphy has joined Compass Financial Solutions, Inc. as an Associate.

Brendon resides in Springfield, Delaware County where he resides with his wife Kristen and two sons Evan and Preston. Brendon is a graduate of Msgr. Bonner High school in Drexel Hill and attended Shippensburg University.

Prior to joining Compass Brendon held several Management positions in the Food Services industry. As an associate of Compass, Brendon will be providing risk management and retirement planning services to his clients using state of the art financial vehicles available through a variety of top rated insurance carriers.

In his spare time Brendon is involved in fund raising activities and was instrumental in creating the Rock for Chop program which helps to increase awareness of and raise funds for families with children with Down’s Syndrome.